Contract Clause Guide

Indemnification Clauses: Understanding Your Liability Exposure

An indemnification clause requires one party to compensate the other for certain losses, damages, or legal costs. These clauses can expose you to significant financial risk if not carefully reviewed.

Example Clause

Contractor shall indemnify, defend, and hold harmless Company and its officers, directors, employees, and agents from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to Contractor's performance of services under this Agreement.

What This Means

This means if anyone sues the company for anything related to your work, you have to pay all their legal bills and any damages - even if it wasn't really your fault. This is a one-sided clause that puts all the risk on you.

Common Risks to Watch For

1

One-sided indemnification without mutual protection

2

Covers claims caused by the other party's negligence

3

No cap on liability exposure

4

Includes 'arising out of or relating to' language that's extremely broad

5

Requires payment of attorneys' fees regardless of outcome

Frequently Asked Questions

What's the difference between indemnify and hold harmless?

Indemnification means reimbursing someone for losses after they occur. Hold harmless means preventing liability from attaching in the first place. In practice, contracts often use both terms together for maximum protection.

Can I negotiate an indemnification cap?

Yes, liability caps are commonly negotiated. Try to cap indemnification at the contract value, your insurance limits, or a specific dollar amount. This limits your maximum exposure regardless of the actual damages.

Does indemnification cover my legal fees?

It depends on the language. 'Indemnify and defend' typically means the indemnifying party pays legal fees during the case. 'Indemnify' alone may only cover damages after judgment. Check for specific language about attorney's fees.

What triggers an indemnification obligation?

Indemnification is typically triggered by third-party claims (lawsuits from others). Look at what events are covered—breaches of the contract, negligence, IP infringement, etc. 'Arising out of or relating to' language is extremely broad.

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